BANKING

Vality provides user authentication in addition to the current access granted to the banking application that would allow ACH or other transactions to occur. Vality authentication obfuscates the customer’s account number that stops account takeovers. In addition, Vality authentication creates non-repudiation records, providing additional proof of the transaction by the account owner.

HEALTHCARE – Insurance and Government Programs

Vality authenticates customers and their devices for all services offered by healthcare providers. Vality Keyless Authentication works with healthcare providers’ membership numbers to protect any Personal Identifiable Information (PII).

CRYPTO

Vality provides user authentication for crypto owners in any transaction involving the owners crypto wallet. A DFA is created for each transaction, preventing the owner from transferring crypto value unknowingly. The authentication is based on the users’ wallet address (42 alpha numeric characters) or their ENS (Ethereum Name Service) name.

GAMING/GAMBLING

Vality’s customers are Gaming Operators that create and maintain accounts for guests who play and/or gamble online. Funding these accounts include a card-on-file or a bank account on file before the account is used. Vality’s software prevents account takeovers by securing data in the accountholder’s smartphone. Vality authentication is based on the customer’s account number as assigned by the operator.

GOVERNMENT

There are a number of areas that need additional security to reduce fraud in Government provided services, (Social Security, Medicare, IRS). Vality provides authentication to SSNs to ensure against any stolen identities fraudsters attempt to use. Vality authentication is used to obfuscate SSNs used to access government services.